Valuables & Collections Insurance
Protect your home, your reputation, and your staff
Why Standard Homeowners Insurance Isn’t Enough
Your cherished possessions — from heirloom jewelry to fine art — are more than just items; they’re reflections of your life’s journey. While standard homeowners insurance provides a safety net, it often falls short in fully protecting high-value items. Typical policies may limit coverage for valuables, leaving gaps that could result in significant out-of-pocket expenses in the event of loss or damage.
United Coverage Valuable Articles Insurance: Tailored Protection
At United Coverage, we offer specialized insurance solutions designed to safeguard your most treasured belongings. Our policies provide:
Comprehensive Coverage: Protection against a wide range of risks, including theft, loss, and accidental damage.
Worldwide Protection: Your items are covered no matter where you are, ensuring peace of mind whether at home or abroad.
No Deductibles: In the event of a covered loss, you won’t have to pay out of pocket before your coverage kicks in.
Agreed Value Coverage: In the event of a total loss, you’ll receive the full agreed-upon value of the item, with no depreciation.
What We Cover
Our Valuable Articles Insurance encompasses a broad spectrum of high-value items, including:
Jewelry
Engagement rings, watches, and other precious pieces.
Fine Art
Paintings, sculptures, and collectibles.
Antiques
Furniture, heirlooms, and rare artifacts.
Wine & Spirits Collections
Valuable vintages and rare bottles.
Musical Instruments
From grand pianos to vintage guitars.
Cameras & Equipment
Professional-grade photography gear.
Sports Equipment
High-end golf clubs, bicycles, and more.
Flexible Coverage Options
We understand that every collection is unique. That’s why we offer:
- Scheduled Coverage: Itemize and insure individual pieces for their specific value.
- Blanket Coverage: Insure a category of items (e.g., jewelry) up to a total limit without itemizing each piece.
Our policies are designed to adapt to your needs, providing the flexibility to adjust coverage as your collection grows.
Why United Coverage?
With United Coverage, you’re not just purchasing insurance; you’re gaining a partner dedicated to protecting your most valued possessions. Our team offers personalized service, expert advice, and a commitment to ensuring that your coverage aligns perfectly with your lifestyle and needs.
Secure Your Treasures Today
Don’t leave your valuable items vulnerable. Contact United Coverage to discuss a personalized Valuable Articles Insurance policy that offers the protection and peace of mind you deserve.
Let’s Talk Coverage That Works
