Terms of Use – United Coverage

Terms of Use for United Coverage

Effective Date: 04/01/2025

Welcome to United Coverage! By accessing or using our website, services, or any of the materials available through our platform, you agree to comply with and be bound by the following Terms of Use (the “Terms”). These Terms govern your use of our website, products, services, and content. If you do not agree with these Terms, you are not authorized to use our website or services.

United Coverage reserves the right to update or change these Terms at any time without notice. You are advised to review these Terms periodically for any updates. Continued use of the site after changes to these Terms constitutes acceptance of those changes.

1. Use of Our Services

Eligibility: You must be at least 18 years of age or have the legal capacity to form a binding contract to use our services.
Account Registration: To access certain features or services on our website, you may need to register for an account. You agree to provide accurate and complete information during the registration process and maintain the confidentiality of your account credentials.
Permitted Use: You agree to use our services only for lawful purposes and in accordance with these Terms. You may not use our website or services for any illegal or unauthorized purposes.

2. Privacy Policy

By using our services, you also agree to our Privacy Policy, which governs how we collect, use, and protect your personal information. For more information, please review our Privacy Policy.

3. Intellectual Property

Ownership: All content, logos, trademarks, and materials available on our website are the property of United Coverage or our licensors and are protected by copyright, trademark, and other intellectual property laws.
Limited License: You are granted a non-exclusive, non-transferable license to access and use our website and services for personal, non-commercial purposes in accordance with these Terms. You may not reproduce, distribute, or create derivative works from any of the content without prior written permission from us.

4. User Conduct

When using our website and services, you agree not to:

Violate any applicable laws or regulations.
Infringe upon the intellectual property rights of others.
Engage in any activity that may harm, disrupt, or damage the website or services.
Use any automated tools, including bots or scrapers, to access or collect data from the website.
Impersonate any person or entity or falsely represent your affiliation with any person or entity.

5. Disclaimers

No Warranty: The website and services are provided “as is,” without any warranties of any kind, express or implied. United Coverage does not guarantee the accuracy, reliability, or completeness of any content or services provided through the website.
Limitation of Liability: United Coverage will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use or inability to use the website or services, even if we have been advised of the possibility of such damages.

6. Third-Party Links

Our website may contain links to third-party websites that are not operated or controlled by United Coverage. We are not responsible for the content, privacy policies, or practices of any third-party websites. You access these websites at your own risk.

7. Termination of Access

We may, at our sole discretion, suspend or terminate your access to our website and services at any time for violation of these Terms or for any other reason deemed appropriate by United Coverage. Upon termination, your right to use the website and services will cease immediately.

8. Indemnification

You agree to indemnify, defend, and hold harmless United Coverage, its employees, officers, directors, agents, and affiliates from any claims, damages, liabilities, and expenses (including legal fees) arising from your violation of these Terms or your use of the website and services.

9. Governing Law and Dispute Resolution

These Terms will be governed by and construed in accordance with the laws of the state in which United Coverage operates, without regard to its conflict of law principles. Any disputes related to these Terms will be resolved in the courts located in [Insert Location], and you agree to submit to the exclusive jurisdiction of those courts.

10. Changes to Terms

United Coverage reserves the right to modify or update these Terms at any time. Any changes will be posted on this page with an updated “Effective Date.” It is your responsibility to review these Terms periodically to stay informed about any updates.

11. Contact Information

If you have any questions or concerns about these Terms of Use, please contact us at:

United Coverage
info@unitedcoverage.com
(516) 916-0780
https://unitedcoverage.com

Legal Notice: Use of this website constitutes your agreement to be bound by our terms and conditions. The content presented is provided for general reference only and does not constitute binding legal or insurance advice. United Coverage disclaims all liability for actions taken based on content provided on this site. Coverage decisions and recommendations must be based on an individualized consultation with a licensed agent and are subject to carrier underwriting and regulatory compliance. No guarantees or warranties, expressed or implied, are made regarding the content’s relevance or application to your unique insurance situation.

SMS Terms & Conditions

Under that section, add the following:

1- SMS Consent Communication:

Information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

2- Types of SMS Communications:

If consent has been given to receive text messages from United Coverage, messages may be received related to the following:

Appointment reminders
Follow-up messages
Billing inquiries

3- Message Frequency:

Message frequency may vary depending on the type of communication. For example, you may receive up to 30 SMS messages per week related to appointment reminders, follow-up messages, and billing inquiries.

4- Potential Fees for SMS Messaging:

Standard message and data rates may apply, depending on the carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

5- Opt-In Method:

Opt-in to receive SMS messages from United Coverage can be done in the following way:

By submitting an online form

6- Opt-Out Method:

Opting out of receiving SMS messages can be done at any time by replying “STOP” to any SMS message received. Alternatively, direct contact can be made to request removal from the messaging list.

7- Help:

For any issues, reply with the keyword HELP. Alternatively, help can be obtained directly from us at https://unitedcoverage.com/

Additional Options:

If SMS messages are not desired, the SMS consent box on forms can be left unchecked.

8- Standard Messaging Disclosures:

Message and data rates may apply.

Opt out at any time by texting “STOP.”

For assistance, text “HELP” or visit our Privacy Policy at https://unitedcoverage.com/privacy-policy/ and Terms and Conditions at https://unitedcoverage.com/terms-of-use/ pages.

Message frequency may vary.

Electronic and Telephone Communications

Put this underneath:

“Communications with United Coverage may be recorded, transcribed, monitored, or analyzed using automated technologies, including artificial intelligence. Please review our Privacy Policy for additional information regarding how we collect, use, and protect information obtained through communications.”