Private Jet & Aviation Insurance
Comprehensive Coverage for Discerning Aircraft Owners
Why Specialized Aviation Insurance Matters
Owning a private jet is a significant investment that comes with unique risks. Standard insurance policies often exclude aviation-related incidents, making specialized coverage essential. Whether you’re flying domestically or internationally, for business or leisure, having the right insurance ensures peace of mind and financial protection.
Key Coverage Options:
Hull Insurance
Purpose: Covers physical damage to your aircraft.
Types:
Ground Risk (Not in Motion): Protection while the aircraft is parked.
Ground Risk (In Motion): Coverage during taxiing.
In-Flight: Comprehensive protection during all phases of flight.
Liability Insurance
Purpose: Protects against third-party bodily injury and property damage claims.
Considerations:
Coverage limits typically range from $1 million to $100 million, depending on aircraft use and owner requirements.
Passenger Liability Insurance
Purpose: Covers injuries to passengers aboard your aircraft.
Note: Often mandated for charter operations and recommended for all private flights.
Combined Single Limit (CSL)
Purpose: Merges bodily injury and property damage into a single coverage limit, offering flexibility in claim settlements.
Hangar Keepers Liability
Purpose: If you store other aircraft in your hangar, this covers damage to non-owned aircraft under your care.
Non-Owned Aircraft Insurance
Purpose: Provides liability coverage when flying aircraft you don't own, such as rentals or borrowed planes.
Prominent New York Airports & Hangars for Private Jets
- Westchester County Airport (HPN) – White Plains, NY
- Republic Airport (FRG) – Farmingdale, NY
- Long Island MacArthur Airport (ISP) – Ronkonkoma, NY
- John F. Kennedy International Airport (JFK) – Queens, NY
- LaGuardia Airport (LGA) – Queens, NY
- Stewart International Airport (SWF) – New Windsor, NY
- Schenectady County Airport (SCH) – Schenectady, NY
- Buffalo Niagara International Airport (BUF) – Buffalo, NY
- Greater Rochester International Airport (ROC) – Rochester, NY
Factors Influencing Insurance Premiums
Several elements affect the cost of private jet insurance:
- Aircraft Value: Higher-valued aircraft typically incur higher premiums.
- Pilot Experience: More experienced pilots may qualify for lower rates.
- Usage: Commercial use often leads to higher premiums compared to private use.
- Storage: Storing aircraft in secure hangars can reduce risks and premiums.
- Flight Routes: International operations may require additional coverage considerations.
Why Choose United Coverage
- Expertise: Deep understanding of aviation insurance complexities.
- Customization: Tailored policies to fit individual client needs.
- Accessibility: Dedicated support for prompt certificate issuance and claims handling.
- Network: Strong relationships with top-rated aviation insurers.
Secure Your Aircraft with Confidence
Protect your investment and fly with peace of mind. Contact United Coverage today to discuss your private jet insurance needs.
Let’s Talk Coverage That Works
