Homeowners & Personal Insurance
Protection That Works as Hard as You Do
About Homeowners & Personal Insurance
Comprehensive protection for individuals and families — from everyday homes to luxury estates.
We Provide Coverage For:
Homeowners Insurance (Primary & Secondary Homes)
Covers your home, personal belongings, liability, and additional living expenses.
High-Net-Worth Homeowners Insurance
Custom policies for high-value homes and estate properties with enhanced coverage limits.
Luxury & Estate Home Insurance
White-glove solutions including guaranteed replacement cost and valuables coverage.
Condo Insurance
Covers interior units, personal property, and liability, complementing HOA master policies.
Renters Insurance
Protects tenants’ personal belongings and provides liability coverage.
Flood Insurance
Dedicated protection for flood damage, not typically included in standard homeowners policies.
Personal Umbrella Insurance
Additional liability coverage across home, auto, and personal policies.
Jewelry & Valuables Insurance
Coverage for high-value personal property like jewelry, art, and collectibles.
WATCH YOUR SAVINGS ADD UP.
Home and personal insurance doesn’t have to be expensive — especially when it’s personalized. You could save by:
Bundling home and auto insurance with United Coverage
Installing smart home devices (security, leak detection, etc.)
Raising your deductible while maintaining full protection
Avoiding small, frequent claims that impact long-term rates
Qualifying for loyalty, new customer, or claim-free discounts
How Coverage Is Calculated & Purchased
Protecting your home and belongings starts with understanding the key components of your policy:
Let’s Talk Coverage That Works
