No, we never charge a fee for quotes or consultations. Our goal is to find the right coverage at

the right price-with no pressure and no cost to explore your options.

Absolutely. Bundling multiple policies-like general liability, commercial property, business auto, or

cyber-often unlocks discounts and simplifies your insurance life. For example, a contractor may save

up to 20% by combining general liability and commercial auto with us.

And best of all-you get one advisor, one point of contact, and everything in one place.

At United Coverage, we specialize in complex commercial risks like law firms, private aviation,

and cyber insurance. We're not just another independent insurance broker in New York-we're yourstrategic partner.We explain policies in plain English, build customized coverage plans, and advocate for you everystep of the way. Most brokers play it safe. We play to win.

Yes-cyber insurance is essential, even if you already use antivirus and cloud backups. Antivirus protects your system-cyber insurance protects your business when things go wrong. It covers ransomware, data breaches, legal liability, and recovery costs.

Think of it as your financial firewall.

Yes. We insure primary residences, vacation homes, rental properties, and properties held in

LLCs or trusts. Whether you're a real estate investor, landlord, or managing a family trust, we canbundle your coverage and simplify your portfolio.

Yes-we handle Certificates of Insurance (COIs) quickly and accurately, usually the same

business day. If you're a contractor or subcontractor needing to show proof of coverage for job sites

or vendors, we've got you covered-fast.

Always start with us. Our team will guide you through the insurance claims process, help you

avoid missteps, and advocate on your behalf with the carrier. You're not alone-we manage the

process so you can focus on your business.

Yes-we offer free, no-pressure policy reviews to identify gaps in coverage, hidden exclusions, or places you're overpaying. Most business owners don't realize where they're exposed until it's toolate-we'll show you where to strengthen your coverage or save money.

At United Coverage, we focus on industries where risk is complex and precision matters. We

specialize in insurance for law firms, aviation professionals, cybersecurity-sensitive businesses,

contractors, and private clients with high-value assets.

Yes. We work with startups, consultants, contractors, and newly formed LLCs that need

affordable, scalable insurance. Whether you're launching a law practice or starting your first

construction job, we'll build a foundation that grows with you.

Yes-we specialize in comprehensive risk management, not just piecemeal policies. We can

handle your business, property, auto, umbrella, cyber, workers' comp, and personal insurance underone roof. One point of contact, one strategy, full protection.

Absolutely. We insure properties, businesses, and personal assets held in LLCs, trusts, or

managed by family offices. We're familiar with entity ownership structures and can ensure coverage is structured properly across all layers.

We understand that deals don't always wait for Monday. While turnaround times may vary based on complexity, we offer expedited COI services and emergency certificate access for select clients.Ask us about priority processing.

Yes. We offer Zoom consultations, phone calls, and in-person meetings in New York for clients who prefer face-to-face service. We'll walk you through everything-no pressure, no confusing jargon.

We're paid by the insurance carriers, not you. There's no fee for our services, and no pressure to buy. If we think your current policy is solid, we'll tell you. Our goal is to earn your long-term trust, not chase quick sales.

Yes. While we're based in New York, we're licensed in multiple states and can write policies for clients nationwide, including those with multi-state operations or out-of-state investment properties.

We're not just about writing policies-we help you manage risk. We'll review your current coverage, look for loss trends, recommend cost-saving strategies, and restructure policies to maximize value and minimize overpaying.

Yes. We provide aviation insurance, as well as coverage for luxury, exotic, and collector vehicles.Whether you fly, drive, or store it in a private hangar, we have access to the top specialty markets.