Exotic & Classic Car Insurance
Tailored Protection for Automotive Icons — and Everyday Excellence
Not Just a Car. A Statement.
Whether it’s a Ferrari you take out twice a year, a ‘67 Mustang restored bolt by bolt, or a pristine Benz you drive to the office — your car says something about you. At United Coverage, we make sure your insurance says something too: that you value precision, protection, and peace of mind.
We specialize in Exotic, Collector, and Classic Car Insurance, offering customized coverage that reflects the true value of your ride — with no depreciation games, no off-the-shelf limits, and no second-guessing at claim time.
What Makes Our Car Coverage Different?
Agreed Value Policies
You and the carrier agree upfront what the car is worth — so if it’s totaled, you get paid that amount. No arguments. No market value guesswork.
Original Parts Guarantee
We ensure that repairs use OEM or authentic components, not junkyard subs. Your car stays true to what it was built to be.
Limited Use, Full Protection
Cars you drive rarely — but love always — deserve full protection. We insure show cars, seasonal vehicles, and weekend cruisers without penalizing for minimal mileage.
Custom Storage Coverage
Garage-kept? Private hangar? Underground facility in Manhattan? Covered. Your policy can reflect how and where the car lives.
Flexible Mileage Options
Whether you drive it 200 miles a year or 2,000, we’ll customize coverage based on your lifestyle, not a corporate template.
Who This Is Built For
We proudly insure:
- Exotic Supercars
(Ferrari, McLaren, Lamborghini, Aston Martin) - Collector Vehicles
(Mustangs, Corvettes, Jaguars, T-Birds, GTOs) - Luxury Daily Drivers
(Bentley, Porsche, Maybach, Mercedes AMG) - Custom or Restored Builds
- Limited Edition & Rare Imports
- Electric Exotics (Lucid Air, Porsche Taycan, etc.)
Personal Auto Insurance — Elevated
We also offer traditional personal auto insurance for clients who want convenience, value, and better service — without sacrificing the coverage that matters. Whether it’s your everyday SUV, your teen’s first car, or the sedan you trust for long commutes — we’ll make sure you’re protected.
- Single vehicle or multi-car households
- Teenage driver policies
- High-limit liability options
- Bundling discounts with homeowners or umbrella
- Rental reimbursement, roadside, and gap coverage available
“From classic Camaros to daily Camrys — we make sure every car you own is insured with confidence and care.”
Why United Coverage?
- Concierge-Level Service
Talk to a real person who knows cars — and cares about getting it right. - Specialized Coverage Expertise
Not just insurance. Protection for lifestyle assets and irreplaceable pieces of your story. - Carrier Access & Flexibility
We work with Chubb, PURE, Hagerty, Travelers, Progressive, and more — so we can tailor the right plan for you, not just what one company offers.
Let’s Get You Rolling
Whether your car belongs in a garage, a museum, or a winding highway — it deserves better insurance. And so do you.
Let’s Talk Coverage That Works
