Contractor & Construction Insurance
Coverage Built to Protect Your Business, Tools, and Reputation
Real Work Comes with Real Risks
Whether you’re framing walls or rewiring a brownstone, construction isn’t just labor — it’s liability. From job site injuries to property damage, your business faces real exposure every day. We provide tailored insurance solutions for construction pros who need serious coverage that works as hard as they do.
What’s Included in Our Contractor & Construction Insurance?
We don’t believe in cookie-cutter coverage. Our contractor programs are built around the realities of the field, with policies that can include:
General Liability Insurance
Covers third-party injury, property damage, and legal defense costs.
Workers’ Compensation Insurance
Mandatory in New York and essential for protecting your crew.
Commercial Auto Insurance
Covers vehicles used for transporting tools, materials, and workers.
Builder’s Risk Insurance
Covers buildings under construction and materials on-site.
Tools & Equipment Coverage (Inland Marine)

Protects your gear from theft, fire, and damage — on and off the job site.
Contractor’s Errors & Omissions (E&O)
Protection from claims related to faulty work or negligence.
Umbrella Insurance
Extra liability limits for when things really hit the fan.
Coverage for Every Trade
We serve the full spectrum of skilled trades and construction professionals, including:
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- General Contractors
- Subcontractors
- Electricians
- Plumbers
- Carpenters
- Masons
- Roofers
- Landscapers
- Excavators
- Drywall Installers
- Painters
- HVAC Technicians
- Tile & Flooring Installers
- Welders
- Ironworkers
- Handymen
- Concrete Specialists
- Site Developers
- Scaffolders
- Millwrights
- Siding Contractors
- Window & Door Installers
- Cabinet Makers
- Insulation Installers
- Demolition Crews
If you build, break, fix, dig, pour, patch, or polish — this is for you.
Let’s Talk Coverage That Works
